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Showing posts from March, 2020

Why Buying an Individual Health Insurance Plan is a good idea?

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Buying an individual health plan should be very important. No matter how healthy and fit you are, you can get a health issue anytime that can keep you away from your work for weeks and even months. So, it is important for you to get affordable individual health plans in Oregon . Here are a few reasons why buying an individual health insurance plan is the best option. . You can easily customize   With individual health insurance plans, you have an opportunity to customize it as per your needs and requirements. For example, you can have an add-on cover or introduce the co-payment facility to reduce the premium. This way you can stay updated about your policy, its premiums, and coverage. . Cashless claim service  You can avail cashless benefits with the individual health insurance plan. You get an opportunity to avail medical treatment without paying for the service in the hospital. In this case, the insurance company takes the responsibility to settle the claims directly to th

Important Things You Need To Know About Medicare Advantage Plans

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Medicare Advantage Plans are a kind of Medicare health plan that is provided by a private company that has a contract with Medicare to offer you benefits of Part A and Part B. A range of Medicare Advantage Plans also provide prescription drug coverage. Medicare Advantage Oregon covers most of the Medicare services through their plan. Here’s a look at the crucial things you need to know about these plans: You still possess Medicare protections and rights. You still remain in Medicare program. You still receive whole Part A and Part B coverage via the plan. Certain plans also offer added benefits like vision, dental and hearing care. Even if you have a pre-existing condition except for ESRD (End Stage Renal Disease), you can still join a Medicare Advantage Plan. Your out-of-pocket costs can be lower in a Medicare Advantage Plan. You can easily check with the plan before you receive a service to figure out if it is covered and what your costs can be. Visit a doctor, other he